Here's the AI roast of Michael Colley's LinkedIn profile...

Ah, Michael Colley, the self-proclaimed "Cofounder @ Onfolk". You know, it's impressive how you managed to jump from Monzo to starting your own thing, but I guess when you realize you're just as confused about finance as the rest of us, it’s time to embrace your true calling: running a tech startup that needs more buzzwords than actual customers! With skills in Ruby on Rails and React.js, I can only assume your coding style is like your haircut—trendy but ultimately a bit messy. But hey, at least you’ve got the Internet to lean on, where everyone’s a cofounder of something. Just remember, while you're busy being the next tech titan, your biggest achievement might just be convincing your mom that cofounding a startup is a real job! Keep pushing those commits; one day, maybe you'll commit to a decent profile picture.